Products

Corporate Capture

Clear ECD (electronic check deposit) is the industry’s newest generation of Remote Deposit Capture technology. The architecture and processing platform is proprietary and designed to manage and flex with the development cycle of an emerging industry. This Microsoft .Net platform offers two equally adaptable architectures to include an API integrated version in addition to a 100% outsourced non-integrated solution. CPI direct clients and distribution partners, provide access to tens of thousands of RDC touch points never before accessible through earlier generations of RDC product. The effectively supports a variety of internal office, retail and mobile (field capture) environments.

Our partners benefit from large menu of standard features and rely on our ability to quickly react when customization to front and back end check applications are required. As a payment provider, CPI maintains and adheres to the highest levels of security and compliance and performs annual SAS70 audits and all systems and processes.

ClearMobile

CPI has worked with multiple broad-line distribution companies to implement true field check capture. In addition to electronic deposits from the field, a proprietary rep level AR module enhances reconciliation and access to management information for corporate, regional, distribution center and rep level inquiry. This process is significantly more efficient than other check capture alternatives, accelerates the cash cycle, raises sales productivity, increases AR speed and accuracy, expedites account hold release functions and automates cash consolidation. Our bank deposit interfaces allows our client the freedom to forward deposits to a single or multiple DDA or bank destinations.

RDC Application Interface

CAPI is a proprietary development effort designed to provide clients a simple and inexpensive application program interface into your core software. Our software integration partners span property management, non-profit, church, check cashing, payment gateways and accounting applications. This powerful API harness combined with our extensive Remote Deposit Capture experience helps our distribution channels move to market effectively and efficiently. Most distribution and corporate clients have already integrated electronic payment capabilities such as credit card and ach functionality and understand the value of having a comprehensive payment strategy. CPI provides the ability to complete this payment strategy by incorporating our check capture and processing solution side by side with their other payment products.

Companies such as ACS Technologies (non-profit), Chexar (Check Cashing) and Cashlinq (payment gateway), all leaders in their respective industries have selected CPI the best Check processing API solution. We are appreciative of the trust they have placed in us and confident they are uniquely positioned to grow their RDC customer portfolios.

Choosing the best RDC front end…
and the best bank on the back end

Due to increasingly sophisticated remote deposit capture applications and integrations, CPI and various Banks have recognized the need to partner on behalf of our mutual clients. Our bank partners are equally committed to providing clients the best end-to-end solution. So time and again, CPI in conjunction with banks such as META Bank, Bank of America, and US Bank have partnered on behalf of a mutual client to insure the best comprehensive capture to settlement remote deposit capture technology.

The benefits:

• Client receives a CPI front end capture and processing solution customized to their specific requirements.
• Immediate and relevant management data is available to the client for reconciliation and exception management.
• Process is transparent to client and bank relation.
• The bank and client benefit as pre QA’d check image files are presented to the bank for settlement.
• The bank upon receipt immediately proceeds with its normal daily clearing routines.
• Express presentment allows clients the advantage of expedited posting against lines of credit or other loan facilities.

CPI and our bank partners are committed to the collective investment in and delivery of quality best of breed solutions to our clients.

In order to keep a competitive pace, information systems need to be reliable, fast, detailed secure and accurate. They also must present meaningful data that can be accessed and used to truly maximize and capitalize on the value of remote deposit capture. CPI’s reporting module captures all necessary image and transaction data through a robust and customizable reporting framework. Data is presented in a manner that expedites access to inquiry and daily reconciliation activity. We believe more is better so the reporting offers high level summary and detailed transactional and image data.

A number of world class manufacturers offer a vast array of competitive check scanner products, designed to accommodate a multitude of RDC applications. CPI supports them all and promotes a scanner neutral policy. If you have already selected a check scanner, we can support it or assist your selection process. This strategy allows us to take a consulting approach on behalf of our client and share our learned knowledge of which scanner best satisfies a price versus performance evaluation. The following manufacturers have been interfaced to CPI’s Clear ECD directly or through our system integrators.